Data confidentiality is a critical issue to which Fincome is highly committed, implementing high standards of privacy and cybersecurity to ensure the respect and protection of your privacy.
This data protection policy informs you of the commitments and practical measures taken by Fincome to ensure the confidentiality of your personal data.
1. DATA CONTROLLER
As the data controller, C&G Partners, a Simplified Joint-Stock Company registered with the Paris Trade and Companies Register under number 901 210 054 and headquartered at 619 Rue Marcel Paul, 94500 Champigny-sur-Marne, France, is responsible for collecting and processing your personal data.
2. PERSONAL DATA COLLECTED AND PROCESSED BY FINCOME
Fincome may collect and process the following types of personal data:
- Contact data: such as email address, phone number, etc.
- Identification data: such as name, surname, etc.
- Connection data: including IP address, browser type and version, operating system, other installed software, mobile platform, technical identifiers, error reports, and execution data.
- Strictly necessary cookies: Fincome uses cookies to ensure the proper functioning of the website and enhance user experience.
3. PURPOSES AND LEGAL BASES FOR DATA PROCESSING
Fincome ensures that only data strictly necessary for the purpose it serves is collected and processed. Fincome collects and processes your personal data for various purposes, based on the legal grounds detailed below:
- Contract execution or pre-contractual measures: Personal data is collected and processed to establish and fulfill contracts and manage the business relationship for purposes such as:some text
- Subscription to Fincome services and execution of General Terms of Use (GTU);
- Business relationship management.
- Legitimate interests: Personal data is collected and processed to protect our legitimate interests for purposes such as:some text
- Fraud prevention;
- Personalization of our offers;
- Improving website navigation;
- Managing cookies not requiring consent.
- Compliance with legal and regulatory obligations: Personal data is collected and processed to comply with applicable regulations, notably in banking and finance, for purposes such as:some text
- Identification, identity verification, and Know Your Customer (KYC) under Anti-Money Laundering and Counter-Terrorist Financing regulations;
- Resolving disputes and enforcing contracts.
- Consent: For specific activities, such as marketing and cookies, your consent is obtained prior to processing your personal data. This consent can be withdrawn at any time.
4. RECIPIENTS OF PERSONAL DATA
Depending on the purposes mentioned in this policy, Fincome may share your personal data with:
- Authorized Fincome employees and managers, solely at the express request of clients who wish to do so. Fincome holds only client contact data, such as phone numbers and email addresses, which are never shared outside Fincome. Employees with access to personal data are bound by strict confidentiality obligations.
- Service providers acting as processors for services related to Fincome, such as email service providers.
- Competent authorities, where applicable, such as public authorities, regulatory bodies, or organizations involved in anti-money laundering and counter-terrorist financing.
5. DATA RETENTION PERIOD
The retention periods for your personal data are limited and proportionate to the purposes for which they were collected.